/* ========================================
   ELITEBANK - Premium Banking Website
   Main Stylesheet
======================================== */

/* === CSS Variables === */
:root {
    /* Colors - Sophisticated Palette */
    --primary: #1a4d2e;
    --primary-light: #2d6a4f;
    --primary-dark: #0f2818;
    --secondary: #c5a572;
    --secondary-light: #d4b583;
    --secondary-dark: #a68a5c;
    
    --accent: #8b5a3c;
    --accent-light: #a67c52;
    
    --dark: #0a1612;
    --dark-alt: #1a2520;
    --light: #f8f9fa;
    --white: #ffffff;
    
    /* Gradients */
    --gradient-primary: linear-gradient(135deg, #1a4d2e 0%, #2d6a4f 100%);
    --gradient-secondary: linear-gradient(135deg, #c5a572 0%, #d4b583 100%);
    --gradient-dark: linear-gradient(135deg, #0a1612 0%, #1a2520 100%);
    --gradient-overlay: linear-gradient(135deg, rgba(26, 77, 46, 0.95) 0%, rgba(45, 106, 79, 0.85) 100%);
    
    /* Typography */
    --font-primary: 'Montserrat', sans-serif;
    --font-display: 'Cormorant Garamond', serif;
    
    /* Spacing */
    --section-padding: 120px;
    --container-padding: 20px;
    
    /* Shadows */
    --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.08);
    --shadow-md: 0 4px 16px rgba(0, 0, 0, 0.12);
    --shadow-lg: 0 8px 32px rgba(0, 0, 0, 0.16);
    --shadow-xl: 0 16px 48px rgba(0, 0, 0, 0.20);
    
    /* Transitions */
    --transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-fast: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
}

/* === Reset & Base Styles === */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    overflow-x: hidden;
}

body {
    font-family: var(--font-primary);
    font-size: 16px;
    line-height: 1.7;
    color: var(--dark);
    background: var(--white);
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-fast);
}

ul {
    list-style: none;
}

/* === Container === */
.container {
    max-width: 1320px;
    margin: 0 auto;
    padding: 0 var(--container-padding);
}

/* === Typography === */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-display);
    font-weight: 600;
    line-height: 1.2;
    color: var(--dark);
}

.gradient-text {
    background: var(--gradient-secondary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.section-subtitle {
    display: inline-block;
    font-size: 14px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--secondary);
    margin-bottom: 16px;
}

.section-title {
    font-size: 48px;
    margin-bottom: 24px;
    font-weight: 700;
}

.section-description {
    font-size: 18px;
    color: #666;
    line-height: 1.8;
    max-width: 700px;
}

.text-center {
    text-align: center;
}

.text-center .section-description {
    margin: 0 auto;
}

/* === Buttons === */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 14px 32px;
    font-size: 15px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    border: 2px solid transparent;
    border-radius: 50px;
    cursor: pointer;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
    z-index: 1;
}

.btn::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.2);
    transform: translate(-50%, -50%);
    transition: width 0.6s, height 0.6s;
    z-index: -1;
}

.btn:hover::before {
    width: 300px;
    height: 300px;
}

.btn-primary {
    background: var(--gradient-primary);
    color: var(--white);
    box-shadow: 0 8px 24px rgba(26, 77, 46, 0.3);
}

.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 32px rgba(26, 77, 46, 0.4);
}

.btn-outline {
    background: transparent;
    border-color: var(--primary);
    color: var(--primary);
}

.btn-outline:hover {
    background: var(--primary);
    color: var(--white);
}

.btn-outline-white {
    background: transparent;
    border-color: var(--white);
    color: var(--white);
}

.btn-outline-white:hover {
    background: var(--white);
    color: var(--primary);
}

.btn-white {
    background: var(--white);
    color: var(--primary);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
}

.btn-white:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 32px rgba(0, 0, 0, 0.2);
}

.btn-lg {
    padding: 18px 40px;
    font-size: 16px;
}

.btn-block {
    width: 100%;
    justify-content: center;
}

/* === Preloader === */
.preloader {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--gradient-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 99999;
    transition: opacity 0.5s, visibility 0.5s;
}

.preloader.hide {
    opacity: 0;
    visibility: hidden;
}

.preloader-inner {
    text-align: center;
}

.preloader-icon {
    position: relative;
    width: 60px;
    height: 60px;
}

.preloader-icon span {
    position: absolute;
    border: 3px solid var(--secondary);
    border-radius: 50%;
    animation: preloader 1.5s linear infinite;
}

.preloader-icon span:nth-child(1) {
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    border-top-color: transparent;
    border-right-color: transparent;
}

.preloader-icon span:nth-child(2) {
    top: 10px;
    left: 10px;
    width: calc(100% - 20px);
    height: calc(100% - 20px);
    border-bottom-color: transparent;
    border-left-color: transparent;
    animation-delay: -0.75s;
}

@keyframes preloader {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

/* === Navigation === */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    box-shadow: var(--shadow-sm);
    z-index: 1000;
    transition: var(--transition);
}

.navbar.scrolled {
    background: rgba(255, 255, 255, 0.98);
    box-shadow: var(--shadow-md);
}

.nav-wrapper {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 20px 0;
    gap: 40px;
}

/* Logo */
.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 24px;
    font-weight: 700;
    font-family: var(--font-display);
    color: var(--primary);
    z-index: 10;
}

.logo-icon {
    width: 45px;
    height: 45px;
    background: var(--gradient-primary);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 22px;
    box-shadow: 0 4px 12px rgba(26, 77, 46, 0.3);
}

.logo-text {
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

/* Desktop Menu */
.nav-menu {
    display: flex;
    align-items: center;
    gap: 8px;
    flex: 1;
    justify-content: center;
}

.nav-item {
    position: relative;
}

.nav-link {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 10px 18px;
    font-size: 15px;
    font-weight: 500;
    color: var(--dark);
    border-radius: 8px;
    transition: var(--transition-fast);
}

.nav-link:hover {
    color: var(--primary);
    background: rgba(26, 77, 46, 0.05);
}

.nav-link i {
    font-size: 10px;
    transition: var(--transition-fast);
}

.nav-item:hover .nav-link i {
    transform: rotate(180deg);
}

/* Dropdown */
.dropdown-menu {
    position: absolute;
    top: calc(100% + 20px);
    left: 0;
    min-width: 300px;
    background: var(--white);
    border-radius: 16px;
    box-shadow: var(--shadow-lg);
    padding: 12px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: var(--transition);
}

.nav-item:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-item {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 16px;
    border-radius: 12px;
    transition: var(--transition-fast);
}

.dropdown-item:hover {
    background: rgba(26, 77, 46, 0.05);
}

.dropdown-item i {
    width: 40px;
    height: 40px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
}

.dropdown-item strong {
    display: block;
    font-size: 15px;
    margin-bottom: 4px;
    color: var(--dark);
}

.dropdown-item p {
    font-size: 13px;
    color: #666;
    margin: 0;
}

/* Nav Actions */
.nav-actions {
    display: flex;
    align-items: center;
    gap: 12px;
}

/* Mobile Toggle */
.mobile-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
}

.mobile-toggle span {
    width: 28px;
    height: 3px;
    background: var(--primary);
    border-radius: 3px;
    transition: var(--transition-fast);
}

/* Mobile Menu */
.mobile-menu {
    position: fixed;
    top: 0;
    right: -100%;
    width: 320px;
    height: 100vh;
    background: var(--white);
    box-shadow: var(--shadow-xl);
    padding: 24px;
    overflow-y: auto;
    transition: var(--transition);
    z-index: 9999;
}

.mobile-menu.active {
    right: 0;
}

.mobile-menu-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 32px;
    padding-bottom: 24px;
    border-bottom: 2px solid #f0f0f0;
}

.mobile-close {
    width: 40px;
    height: 40px;
    background: rgba(26, 77, 46, 0.1);
    border: none;
    border-radius: 50%;
    color: var(--primary);
    font-size: 18px;
    cursor: pointer;
    transition: var(--transition-fast);
}

.mobile-close:hover {
    background: var(--primary);
    color: var(--white);
}

.mobile-nav {
    margin-bottom: 32px;
}

.mobile-nav li {
    margin-bottom: 8px;
}

.mobile-nav a {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 16px;
    color: var(--dark);
    font-weight: 500;
    border-radius: 12px;
    transition: var(--transition-fast);
}

.mobile-nav a:hover {
    background: rgba(26, 77, 46, 0.05);
    color: var(--primary);
}

.mobile-nav i {
    width: 24px;
    text-align: center;
    color: var(--secondary);
}

.mobile-auth {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

/* === Hero Section === */
.hero {
    position: relative;
    min-height: 100vh;
    padding-top: 90px;
    overflow: hidden;
}

.hero-slider {
    position: relative;
    height: 100%;
}

.hero-slide {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.8s ease-in-out;
}

.hero-slide.active {
    opacity: 1;
    visibility: visible;
    position: relative;
}

.hero-bg {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: -1;
}

.hero-gradient {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--gradient-overlay);
}

.hero-gradient.gradient-2 {
    background: linear-gradient(135deg, rgba(139, 90, 60, 0.95) 0%, rgba(166, 124, 82, 0.85) 100%);
}

.hero-gradient.gradient-3 {
    background: linear-gradient(135deg, rgba(197, 165, 114, 0.95) 0%, rgba(212, 181, 131, 0.85) 100%);
}

.hero-pattern {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-image: 
        radial-gradient(circle at 20% 50%, rgba(255, 255, 255, 0.05) 0%, transparent 50%),
        radial-gradient(circle at 80% 80%, rgba(255, 255, 255, 0.05) 0%, transparent 50%);
    background-size: cover;
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    min-height: calc(100vh - 90px);
    padding: 60px 0;
}

.hero-text {
    color: var(--white);
}

.hero-subtitle {
    display: inline-block;
    font-size: 14px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 3px;
    color: var(--secondary-light);
    margin-bottom: 20px;
    opacity: 0.9;
}

.hero-title {
    font-size: 64px;
    font-weight: 700;
    line-height: 1.1;
    margin-bottom: 24px;
    color: var(--white);
}

.hero-description {
    font-size: 18px;
    line-height: 1.8;
    margin-bottom: 40px;
    opacity: 0.95;
    max-width: 600px;
}

.hero-buttons {
    display: flex;
    gap: 16px;
    margin-bottom: 50px;
    flex-wrap: wrap;
}

.hero-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.stat-item {
    padding: 24px 0;
    border-top: 2px solid rgba(255, 255, 255, 0.2);
}

.stat-number {
    font-size: 42px;
    font-weight: 700;
    color: var(--secondary-light);
    margin-bottom: 8px;
}

.stat-label {
    font-size: 14px;
    opacity: 0.9;
    margin: 0;
}

.hero-image {
    position: relative;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero-image-wrapper {
    position: relative;
    width: 100%;
    height: 500px;
}

.floating-card {
    position: absolute;
    background: var(--white);
    padding: 24px 32px;
    border-radius: 16px;
    box-shadow: var(--shadow-xl);
    display: flex;
    align-items: center;
    gap: 16px;
    animation: float 3s ease-in-out infinite;
}

.floating-card i {
    width: 50px;
    height: 50px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
}

.floating-card span {
    font-size: 16px;
    font-weight: 600;
    color: var(--dark);
}

.floating-card.card-1 {
    top: 10%;
    left: 10%;
    animation-delay: 0s;
}

.floating-card.card-2 {
    top: 40%;
    right: 10%;
    animation-delay: -1s;
}

.floating-card.card-3 {
    bottom: 15%;
    left: 20%;
    animation-delay: -2s;
}

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-20px); }
}

.hero-shapes {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    overflow: hidden;
    z-index: -1;
}

.shape {
    position: absolute;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.05);
    animation: shapeFloat 20s infinite ease-in-out;
}

.shape-1 {
    width: 400px;
    height: 400px;
    top: -200px;
    right: -100px;
    animation-delay: 0s;
}

.shape-2 {
    width: 300px;
    height: 300px;
    bottom: -150px;
    left: -100px;
    animation-delay: -7s;
}

.shape-3 {
    width: 250px;
    height: 250px;
    top: 50%;
    left: 50%;
    animation-delay: -14s;
}

@keyframes shapeFloat {
    0%, 100% { transform: translate(0, 0) rotate(0deg); }
    33% { transform: translate(30px, -30px) rotate(120deg); }
    66% { transform: translate(-30px, 30px) rotate(240deg); }
}

/* Hero Navigation */
.hero-nav {
    position: absolute;
    bottom: 40px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    align-items: center;
    gap: 24px;
    z-index: 10;
}

.hero-nav-btn {
    width: 50px;
    height: 50px;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border: 2px solid rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    color: var(--white);
    font-size: 16px;
    cursor: pointer;
    transition: var(--transition-fast);
}

.hero-nav-btn:hover {
    background: var(--white);
    color: var(--primary);
    border-color: var(--white);
}

.hero-dots {
    display: flex;
    gap: 12px;
}

.hero-dot {
    width: 12px;
    height: 12px;
    background: rgba(255, 255, 255, 0.3);
    border-radius: 50%;
    cursor: pointer;
    transition: var(--transition-fast);
}

.hero-dot.active {
    background: var(--white);
    width: 32px;
    border-radius: 6px;
}

/* === Responsive === */
@media (max-width: 1200px) {
    .section-title {
        font-size: 42px;
    }
    
    .hero-title {
        font-size: 56px;
    }
}

@media (max-width: 992px) {
    .nav-menu,
    .nav-actions {
        display: none;
    }
    
    .mobile-toggle {
        display: flex;
    }
    
    .hero-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .hero-image {
        display: none;
    }
    
    .hero-stats {
        grid-template-columns: 1fr;
        gap: 24px;
    }
    
    .section-title {
        font-size: 36px;
    }
    
    .hero-title {
        font-size: 48px;
    }
}

@media (max-width: 768px) {
    :root {
        --section-padding: 80px;
    }
    
    .section-title {
        font-size: 32px;
    }
    
    .hero-title {
        font-size: 40px;
    }
    
    .hero-buttons {
        flex-direction: column;
    }
    
    .btn {
        width: 100%;
        justify-content: center;
    }
}

/* === About Section === */
.about {
    padding: var(--section-padding) 0;
    background: #fafbfc;
    position: relative;
    overflow: hidden;
}

.about-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.about-images {
    position: relative;
}

.about-image-wrapper {
    position: relative;
    height: 600px;
}

.about-image {
    position: absolute;
    border-radius: 20px;
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.about-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition);
}

.about-image:hover img {
    transform: scale(1.05);
}

.main-image {
    top: 0;
    left: 0;
    width: 70%;
    height: 75%;
    z-index: 2;
}

.secondary-image {
    bottom: 0;
    right: 0;
    width: 50%;
    height: 55%;
    z-index: 3;
}

.image-badge {
    position: absolute;
    top: 24px;
    right: 24px;
    background: var(--gradient-secondary);
    color: var(--white);
    padding: 16px 24px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 600;
    box-shadow: var(--shadow-md);
    z-index: 5;
}

.image-badge i {
    font-size: 20px;
}

.about-decoration {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 80%;
    height: 80%;
    z-index: 1;
}

.decoration-shape {
    width: 100%;
    height: 100%;
    background: var(--gradient-primary);
    opacity: 0.05;
    border-radius: 30px;
    transform: rotate(-5deg);
}

.features-list {
    margin: 40px 0;
    display: grid;
    gap: 24px;
}

.feature-item {
    display: flex;
    gap: 20px;
    padding: 24px;
    background: var(--white);
    border-radius: 16px;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
}

.feature-item:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}

.feature-icon {
    width: 60px;
    height: 60px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    flex-shrink: 0;
}

.feature-content h4 {
    font-size: 18px;
    margin-bottom: 8px;
    color: var(--dark);
}

.feature-content p {
    font-size: 15px;
    color: #666;
    margin: 0;
}

/* === Services Section === */
.services {
    padding: var(--section-padding) 0;
    background: var(--white);
}

.section-header {
    margin-bottom: 60px;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.service-card {
    background: var(--white);
    border-radius: 20px;
    overflow: hidden;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl);
}

.service-image {
    position: relative;
    height: 280px;
    overflow: hidden;
}

.service-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition);
}

.service-card:hover .service-image img {
    transform: scale(1.1);
}

.service-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--gradient-overlay);
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    transition: var(--transition);
}

.service-card:hover .service-overlay {
    opacity: 1;
}

.service-overlay i {
    font-size: 48px;
    color: var(--white);
    transform: scale(0);
    transition: var(--transition);
}

.service-card:hover .service-overlay i {
    transform: scale(1);
}

.service-content {
    padding: 32px;
}

.service-title {
    font-size: 24px;
    margin-bottom: 16px;
    color: var(--dark);
}

.service-description {
    font-size: 15px;
    color: #666;
    line-height: 1.7;
    margin-bottom: 24px;
}

.service-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
    color: var(--primary);
    transition: var(--transition-fast);
}

.service-link:hover {
    gap: 12px;
    color: var(--secondary);
}

/* === Process Section === */
.process {
    padding: var(--section-padding) 0;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
}

.process-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-bottom: 60px;
}

.process-card {
    background: var(--white);
    padding: 48px 32px;
    border-radius: 20px;
    text-align: center;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.process-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--gradient-primary);
    transform: scaleX(0);
    transition: var(--transition);
}

.process-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl);
}

.process-card:hover::before {
    transform: scaleX(1);
}

.process-icon {
    position: relative;
    width: 100px;
    height: 100px;
    margin: 0 auto 32px;
    background: linear-gradient(135deg, rgba(26, 77, 46, 0.1) 0%, rgba(45, 106, 79, 0.1) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.process-icon i {
    font-size: 42px;
    color: var(--primary);
}

.process-number {
    position: absolute;
    top: -10px;
    right: -10px;
    width: 40px;
    height: 40px;
    background: var(--gradient-secondary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 16px;
    box-shadow: var(--shadow-md);
}

.process-title {
    font-size: 22px;
    margin-bottom: 16px;
    color: var(--dark);
}

.process-description {
    font-size: 15px;
    color: #666;
    line-height: 1.7;
}

.process-stats {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
    max-width: 800px;
    margin: 0 auto;
}

.process-stat-card {
    display: flex;
    align-items: center;
    gap: 24px;
    padding: 32px;
    background: var(--gradient-primary);
    border-radius: 20px;
    box-shadow: var(--shadow-lg);
    color: var(--white);
}

.process-stat-card .stat-icon {
    width: 80px;
    height: 80px;
    background: rgba(255, 255, 255, 0.15);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 36px;
}

.process-stat-card .stat-number {
    font-size: 48px;
    font-weight: 700;
    color: var(--secondary-light);
    margin-bottom: 8px;
}

.process-stat-card .stat-label {
    font-size: 16px;
    opacity: 0.95;
}

/* === Solutions Section === */
.solutions {
    padding: var(--section-padding) 0;
    background: var(--gradient-dark);
    color: var(--white);
}

.solutions-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
}

.solution-card {
    padding: 48px 32px;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 20px;
    backdrop-filter: blur(10px);
    transition: var(--transition);
}

.solution-card:hover {
    background: rgba(255, 255, 255, 0.08);
    border-color: rgba(255, 255, 255, 0.2);
    transform: translateY(-10px);
}

.solution-icon {
    width: 80px;
    height: 80px;
    background: var(--gradient-secondary);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 36px;
    margin-bottom: 32px;
}

.solution-title {
    font-size: 24px;
    margin-bottom: 12px;
    color: var(--white);
}

.solution-subtitle {
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 1.5px;
    color: var(--secondary-light);
    margin-bottom: 16px;
}

.solution-description {
    font-size: 15px;
    line-height: 1.7;
    opacity: 0.9;
    margin-bottom: 24px;
}

.solution-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
    color: var(--secondary-light);
    transition: var(--transition-fast);
}

.solution-link:hover {
    gap: 12px;
    color: var(--white);
}

/* === CTA Section === */
.cta {
    padding: 120px 0;
    background: var(--gradient-primary);
    color: var(--white);
    position: relative;
    overflow: hidden;
}

.cta-content {
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 2;
}

.cta-title {
    font-size: 48px;
    margin-bottom: 24px;
    color: var(--white);
}

.cta-description {
    font-size: 18px;
    line-height: 1.8;
    opacity: 0.95;
}

.cta-actions {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.cta-decoration {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 1;
}

.cta-decoration .decoration-circle {
    position: absolute;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.05);
}

.cta-decoration .decoration-circle:nth-child(1) {
    width: 400px;
    height: 400px;
    top: -200px;
    right: -100px;
}

.cta-decoration .decoration-circle:nth-child(2) {
    width: 300px;
    height: 300px;
    bottom: -150px;
    left: -50px;
}

.cta-decoration .decoration-circle:nth-child(3) {
    width: 200px;
    height: 200px;
    top: 50%;
    left: 30%;
}

/* === Footer === */
.footer {
    background: var(--dark);
    color: var(--white);
    position: relative;
    padding-top: 80px;
    overflow: hidden;
}

.footer-wave {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    color: var(--dark);
}

.footer-content {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 48px;
    padding-bottom: 60px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 24px;
}

.footer-logo .logo-text {
    color: var(--white);
    background: none;
    -webkit-text-fill-color: var(--white);
}

.footer-desc {
    font-size: 15px;
    line-height: 1.7;
    opacity: 0.8;
    margin-bottom: 32px;
}

.social-links {
    display: flex;
    gap: 12px;
}

.social-link {
    width: 45px;
    height: 45px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    transition: var(--transition-fast);
}

.social-link:hover {
    background: var(--secondary);
    transform: translateY(-3px);
}

.footer-title {
    font-size: 20px;
    margin-bottom: 24px;
    color: var(--white);
}

.footer-links li {
    margin-bottom: 12px;
}

.footer-links a {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 15px;
    opacity: 0.8;
    transition: var(--transition-fast);
}

.footer-links a:hover {
    opacity: 1;
    color: var(--secondary);
    padding-left: 8px;
}

.footer-links i {
    font-size: 12px;
    color: var(--secondary);
}

.footer-contact li {
    display: flex;
    gap: 16px;
    margin-bottom: 20px;
    font-size: 15px;
    opacity: 0.8;
}

.footer-contact i {
    width: 24px;
    color: var(--secondary);
    flex-shrink: 0;
}

.footer-bottom {
    padding: 32px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-bottom-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.copyright {
    font-size: 15px;
    opacity: 0.8;
}

.footer-bottom-links {
    display: flex;
    gap: 32px;
}

.footer-bottom-links a {
    font-size: 14px;
    opacity: 0.8;
    transition: var(--transition-fast);
}

.footer-bottom-links a:hover {
    opacity: 1;
    color: var(--secondary);
}

.footer-decoration {
    position: absolute;
    bottom: 0;
    right: 0;
    opacity: 0.03;
}

.footer-decoration .decoration-circle {
    position: absolute;
    width: 300px;
    height: 300px;
    border-radius: 50%;
    background: var(--white);
    bottom: -150px;
    right: -150px;
}

/* === Scroll to Top === */
.scroll-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 55px;
    height: 55px;
    background: var(--gradient-primary);
    color: var(--white);
    border: none;
    border-radius: 50%;
    font-size: 20px;
    cursor: pointer;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
    box-shadow: var(--shadow-lg);
    z-index: 999;
}

.scroll-top.show {
    opacity: 1;
    visibility: visible;
}

.scroll-top:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
}

/* === Responsive === */
@media (max-width: 992px) {
    .about-content,
    .hero-content {
        grid-template-columns: 1fr;
    }
    
    .about-image-wrapper {
        height: 400px;
        margin-bottom: 40px;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .process-grid {
        grid-template-columns: 1fr;
    }
    
    .solutions-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .cta-content {
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .solutions-grid,
    .process-stats {
        grid-template-columns: 1fr;
    }
    
    .footer-bottom-content {
        flex-direction: column;
        gap: 20px;
        text-align: center;
    }
}

/* ========================================
   DETAIL PAGES STYLES
======================================== */

/* === Page Header === */
.page-header {
    position: relative;
    padding: 180px 0 100px;
    background: var(--gradient-dark);
    overflow: hidden;
}

.page-header-bg {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 1;
}

.page-header-gradient {
    width: 100%;
    height: 100%;
    background: var(--gradient-overlay);
}

.page-header-gradient.gradient-2 {
    background: linear-gradient(135deg, rgba(139, 90, 60, 0.95) 0%, rgba(166, 124, 82, 0.85) 100%);
}

.page-header-gradient.gradient-3 {
    background: linear-gradient(135deg, rgba(197, 165, 114, 0.95) 0%, rgba(212, 181, 131, 0.85) 100%);
}

.page-header-content {
    position: relative;
    z-index: 2;
    color: var(--white);
    text-align: center;
}

.breadcrumb {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    font-size: 14px;
    margin-bottom: 24px;
    opacity: 0.9;
}

.breadcrumb a {
    color: var(--white);
    transition: var(--transition-fast);
}

.breadcrumb a:hover {
    color: var(--secondary-light);
}

.page-title {
    font-size: 56px;
    color: var(--white);
    margin-bottom: 16px;
}

.page-description {
    font-size: 20px;
    opacity: 0.95;
    max-width: 700px;
    margin: 0 auto;
}

/* === Service Detail Layout === */
.service-detail {
    padding: var(--section-padding) 0;
    background: var(--light);
}

.service-detail-content {
    display: grid;
    grid-template-columns: 1fr 380px;
    gap: 60px;
}

.detail-main {
    background: var(--white);
    border-radius: 20px;
    padding: 48px;
    box-shadow: var(--shadow-md);
}

.detail-image {
    border-radius: 16px;
    overflow: hidden;
    margin-bottom: 40px;
}

.detail-image img {
    width: 100%;
    height: auto;
}

.detail-section {
    margin-bottom: 40px;
}

.detail-section h2 {
    font-size: 36px;
    margin-bottom: 24px;
    color: var(--dark);
}

.detail-section h3 {
    font-size: 28px;
    margin-bottom: 20px;
    color: var(--dark);
}

.detail-section p {
    font-size: 16px;
    line-height: 1.8;
    color: #666;
    margin-bottom: 16px;
}

/* === Feature Boxes === */
.detail-features-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    margin-bottom: 40px;
}

.feature-box {
    padding: 32px;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
    border-radius: 16px;
    border: 2px solid transparent;
    transition: var(--transition);
}

.feature-box:hover {
    border-color: var(--secondary);
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}

.feature-box-icon {
    width: 70px;
    height: 70px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    margin-bottom: 20px;
}

.feature-box h3 {
    font-size: 20px;
    margin-bottom: 12px;
}

.feature-box p {
    font-size: 15px;
    color: #666;
    margin: 0;
}

/* === Benefits List === */
.benefits-list {
    display: grid;
    gap: 16px;
}

.benefits-list li {
    display: flex;
    align-items: center;
    gap: 16px;
    font-size: 16px;
    color: #333;
}

.benefits-list i {
    color: var(--secondary);
    font-size: 20px;
}

/* === Highlight Box === */
.highlight-box {
    display: flex;
    gap: 24px;
    padding: 40px;
    background: linear-gradient(135deg, rgba(26, 77, 46, 0.05) 0%, rgba(45, 106, 79, 0.05) 100%);
    border-left: 4px solid var(--secondary);
    border-radius: 16px;
    margin-bottom: 40px;
}

.highlight-icon {
    width: 80px;
    height: 80px;
    background: var(--gradient-secondary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 36px;
    flex-shrink: 0;
}

.highlight-content h3 {
    font-size: 24px;
    margin-bottom: 12px;
}

.highlight-content p {
    margin: 0;
}

/* === Accumulation Section === */
.accumulation-section {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
    margin-bottom: 40px;
}

.accumulation-image {
    border-radius: 16px;
    overflow: hidden;
}

.accumulation-image img {
    width: 100%;
    height: auto;
}

.accumulation-content h3 {
    margin-bottom: 16px;
}

/* === CTA Box === */
.cta-box {
    text-align: center;
    padding: 48px;
    background: var(--gradient-primary);
    border-radius: 20px;
    color: var(--white);
}

.cta-box h3 {
    font-size: 32px;
    color: var(--white);
    margin-bottom: 16px;
}

.cta-box p {
    font-size: 18px;
    opacity: 0.95;
    margin-bottom: 32px;
}

.cta-buttons {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}

/* === Sidebar === */
.detail-sidebar {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.sidebar-widget {
    background: var(--white);
    padding: 32px;
    border-radius: 16px;
    box-shadow: var(--shadow-sm);
}

.widget-title {
    font-size: 20px;
    margin-bottom: 24px;
    padding-bottom: 16px;
    border-bottom: 2px solid #f0f0f0;
}

.service-list li {
    padding: 12px 0;
    border-bottom: 1px solid #f0f0f0;
    display: flex;
    align-items: center;
    gap: 12px;
    color: #666;
    transition: var(--transition-fast);
}

.service-list li:last-child {
    border-bottom: none;
}

.service-list li:hover {
    color: var(--primary);
    padding-left: 8px;
}

.service-list i {
    color: var(--secondary);
    font-size: 12px;
}

/* === Download Widget === */
.download-widget {
    text-align: center;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
}

.widget-icon {
    width: 80px;
    height: 80px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    margin: 0 auto 20px;
}

.download-widget h4 {
    font-size: 18px;
    margin-bottom: 12px;
}

.download-widget p {
    font-size: 14px;
    color: #666;
    margin-bottom: 24px;
}

/* === Contact Widget === */
.contact-widget .contact-item {
    display: flex;
    gap: 16px;
    margin-bottom: 24px;
}

.contact-widget .contact-item:last-child {
    margin-bottom: 0;
}

.contact-widget .contact-item i {
    width: 45px;
    height: 45px;
    background: linear-gradient(135deg, rgba(26, 77, 46, 0.1) 0%, rgba(45, 106, 79, 0.1) 100%);
    color: var(--primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    flex-shrink: 0;
}

.contact-widget .contact-item span {
    display: block;
    font-size: 13px;
    color: #999;
    margin-bottom: 4px;
}

.contact-widget .contact-item strong {
    display: block;
    font-size: 15px;
    color: var(--dark);
}

/* === Quick Links Widget === */
.quick-links li {
    margin-bottom: 12px;
}

.quick-links a {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 12px;
    border-radius: 8px;
    color: #666;
    transition: var(--transition-fast);
}

.quick-links a:hover {
    background: rgba(26, 77, 46, 0.05);
    color: var(--primary);
}

.quick-links i {
    width: 32px;
    text-align: center;
    color: var(--secondary);
}

/* === Deposit Types === */
.deposit-types {
    display: grid;
    gap: 32px;
    margin-bottom: 40px;
}

.deposit-type-card {
    padding: 40px;
    background: var(--white);
    border: 2px solid #f0f0f0;
    border-radius: 16px;
    transition: var(--transition);
    position: relative;
}

.deposit-type-card:hover {
    border-color: var(--secondary);
    box-shadow: var(--shadow-md);
}

.deposit-type-card.special-card {
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
    border-color: var(--secondary);
}

.special-badge {
    position: absolute;
    top: 20px;
    right: 20px;
    background: var(--gradient-secondary);
    color: var(--white);
    padding: 8px 16px;
    border-radius: 20px;
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    font-weight: 600;
}

.deposit-icon {
    width: 70px;
    height: 70px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    margin-bottom: 24px;
}

.feature-list {
    margin-top: 24px;
    display: grid;
    gap: 12px;
}

.feature-list li {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 15px;
    color: #666;
}

.feature-list i {
    color: var(--secondary);
}

/* === Service Features === */
.service-features {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-bottom: 40px;
}

.service-feature-item {
    text-align: center;
    padding: 32px;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
    border-radius: 16px;
}

.feature-icon-large {
    width: 90px;
    height: 90px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 40px;
    margin: 0 auto 20px;
}

.service-feature-item h4 {
    font-size: 20px;
    margin-bottom: 12px;
}

.service-feature-item p {
    font-size: 15px;
    color: #666;
    margin: 0;
}

/* === Additional Features Grid === */
.features-grid-3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-bottom: 40px;
}

.feature-item-box {
    text-align: center;
    padding: 32px 24px;
    background: var(--white);
    border: 2px solid #f0f0f0;
    border-radius: 12px;
    transition: var(--transition);
}

.feature-item-box:hover {
    border-color: var(--secondary);
    transform: translateY(-5px);
}

.feature-item-box i {
    font-size: 36px;
    color: var(--primary);
    margin-bottom: 16px;
    display: block;
}

.feature-item-box h4 {
    font-size: 18px;
    margin-bottom: 8px;
}

.feature-item-box p {
    font-size: 14px;
    color: #666;
    margin: 0;
}

/* === Interest Rates === */
.interest-rates-section {
    margin-bottom: 40px;
}

.rates-table {
    background: var(--white);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.rate-row {
    display: flex;
    justify-content: space-between;
    padding: 20px 24px;
    border-bottom: 1px solid #f0f0f0;
}

.rate-row:last-child {
    border-bottom: none;
}

.rate-row.highlighted {
    background: linear-gradient(135deg, rgba(197, 165, 114, 0.1) 0%, rgba(212, 181, 131, 0.1) 100%);
}

.rate-type {
    font-weight: 500;
    color: var(--dark);
}

.rate-value {
    font-weight: 700;
    color: var(--primary);
    font-size: 18px;
}

.rates-note {
    font-size: 13px;
    color: #999;
    margin-top: 16px;
    font-style: italic;
}

/* === Calculator Widget === */
.calculator-widget, .emi-calculator {
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
}

.calculator-form {
    display: grid;
    gap: 16px;
}

.form-group {
    display: grid;
    gap: 8px;
}

.form-group label {
    font-size: 14px;
    font-weight: 600;
    color: var(--dark);
}

.form-control {
    padding: 12px 16px;
    border: 2px solid #e0e0e0;
    border-radius: 8px;
    font-size: 15px;
    transition: var(--transition-fast);
}

.form-control:focus {
    outline: none;
    border-color: var(--primary);
}

.calculator-result {
    margin-top: 24px;
    padding: 24px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 12px;
    text-align: center;
}

.calculator-result p {
    margin: 0 0 8px;
    font-size: 14px;
    opacity: 0.9;
}

.calculator-result h4 {
    font-size: 32px;
    color: var(--white);
    margin: 0;
}

.calculator-result .small {
    font-size: 13px;
    margin-top: 8px;
    opacity: 0.8;
}

/* === Loan Types Grid === */
.loan-types-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-bottom: 40px;
}

.loan-type-card {
    padding: 32px;
    background: var(--white);
    border: 2px solid #f0f0f0;
    border-radius: 16px;
    transition: var(--transition);
}

.loan-type-card:hover {
    border-color: var(--secondary);
    box-shadow: var(--shadow-md);
    transform: translateY(-5px);
}

.loan-icon {
    width: 70px;
    height: 70px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    margin-bottom: 20px;
}

.loan-type-card h3 {
    font-size: 22px;
    margin-bottom: 12px;
}

.loan-type-card > p {
    font-size: 15px;
    color: #666;
    margin-bottom: 20px;
}

.loan-features {
    list-style: none;
    margin-bottom: 20px;
}

.loan-features li {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 10px;
    font-size: 14px;
    color: #666;
}

.loan-features i {
    color: var(--secondary);
    font-size: 16px;
}

.loan-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--primary);
    font-weight: 600;
    transition: var(--transition-fast);
}

.loan-link:hover {
    color: var(--secondary);
    gap: 12px;
}

/* === Loan Process Steps === */
.loan-process-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-bottom: 40px;
}

.process-step {
    text-align: center;
    padding: 32px 24px;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
    border-radius: 16px;
    position: relative;
}

.process-step::after {
    content: '→';
    position: absolute;
    top: 50%;
    right: -24px;
    transform: translateY(-50%);
    font-size: 24px;
    color: var(--secondary);
}

.process-step:last-child::after {
    display: none;
}

.step-number {
    width: 50px;
    height: 50px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    font-weight: 700;
    margin: 0 auto 16px;
}

.process-step h4 {
    font-size: 18px;
    margin-bottom: 8px;
}

.process-step p {
    font-size: 14px;
    color: #666;
    margin: 0;
}

/* === Stats Section === */
.stats-section {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-bottom: 40px;
}

.stat-box {
    text-align: center;
    padding: 40px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 16px;
}

.stat-box .stat-icon {
    width: 70px;
    height: 70px;
    background: rgba(255, 255, 255, 0.15);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    margin: 0 auto 16px;
}

.stat-box .stat-number {
    font-size: 42px;
    font-weight: 700;
    margin-bottom: 8px;
}

.stat-box p {
    margin: 0;
    font-size: 16px;
    opacity: 0.95;
}

/* === Two Column List === */
.two-column-list {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
}

.two-column-list ul {
    display: grid;
    gap: 12px;
}

.two-column-list li {
    display: flex;
    align-items: center;
    gap: 12px;
    color: #666;
}

.two-column-list i {
    color: var(--secondary);
}

/* === Investment & Insurance Specific === */
.investment-services,
.insurance-types {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    margin-bottom: 40px;
}

.investment-card,
.insurance-card {
    padding: 32px;
    background: var(--white);
    border: 2px solid #f0f0f0;
    border-radius: 16px;
    transition: var(--transition);
}

.investment-card:hover,
.insurance-card:hover {
    border-color: var(--secondary);
    box-shadow: var(--shadow-md);
}

.investment-icon,
.insurance-icon {
    width: 60px;
    height: 60px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    margin-bottom: 20px;
}

.investment-card h3,
.insurance-card h3 {
    font-size: 20px;
    margin-bottom: 12px;
}

.investment-card p,
.insurance-card p {
    margin: 0;
    color: #666;
    font-size: 15px;
}

.coverage-list {
    margin-top: 16px;
    display: grid;
    gap: 8px;
}

.coverage-list li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    color: #666;
}

.coverage-list i {
    color: var(--secondary);
}

/* === Performance Widget === */
.performance-widget {
    background: var(--gradient-dark);
    color: var(--white);
}

.performance-stat {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 16px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.performance-stat:last-child {
    border-bottom: none;
}

.performance-stat span {
    font-size: 14px;
    opacity: 0.9;
}

.performance-stat strong {
    font-size: 20px;
    font-weight: 700;
}

.performance-stat strong.positive {
    color: var(--secondary-light);
}

/* === Responsive === */
@media (max-width: 1200px) {
    .service-detail-content {
        grid-template-columns: 1fr 320px;
        gap: 40px;
    }
}

@media (max-width: 992px) {
    .service-detail-content {
        grid-template-columns: 1fr;
    }
    
    .detail-main {
        padding: 32px;
    }
    
    .detail-features-grid,
    .service-features,
    .loan-types-grid,
    .stats-section {
        grid-template-columns: 1fr;
    }
    
    .accumulation-section {
        grid-template-columns: 1fr;
    }
    
    .loan-process-steps {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .process-step::after {
        display: none;
    }
}

@media (max-width: 768px) {
    .page-title {
        font-size: 40px;
    }
    
    .detail-main {
        padding: 24px;
    }
    
    .two-column-list,
    .features-grid-3,
    .investment-services,
    .insurance-types {
        grid-template-columns: 1fr;
    }
    
    .loan-process-steps {
        grid-template-columns: 1fr;
    }
    
    .cta-buttons {
        flex-direction: column;
    }
}

/* === Cards Page Specific === */
.cards-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
    margin-bottom: 40px;
}

.card-product {
    padding: 32px;
    background: var(--white);
    border: 2px solid #f0f0f0;
    border-radius: 20px;
    transition: var(--transition);
    position: relative;
}

.card-product:hover {
    border-color: var(--secondary);
    box-shadow: var(--shadow-lg);
    transform: translateY(-5px);
}

.card-badge {
    position: absolute;
    top: 20px;
    right: 20px;
    padding: 8px 16px;
    border-radius: 20px;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.card-badge.premium {
    background: linear-gradient(135deg, #2c3e50 0%, #34495e 100%);
    color: var(--white);
}

.card-badge.gold {
    background: linear-gradient(135deg, #d4af37 0%, #f4e5b0 100%);
    color: #333;
}

.card-badge.standard {
    background: linear-gradient(135deg, #3498db 0%, #5dade2 100%);
    color: var(--white);
}

.card-badge.business {
    background: linear-gradient(135deg, #1a4d2e 0%, #2d6a4f 100%);
    color: var(--white);
}

.card-visual {
    height: 200px;
    background: linear-gradient(135deg, #2c3e50 0%, #34495e 100%);
    border-radius: 16px;
    padding: 24px;
    margin-bottom: 24px;
    position: relative;
    overflow: hidden;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
}

.card-visual::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 300px;
    height: 300px;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 50%;
}

.card-visual.gold-card {
    background: linear-gradient(135deg, #d4af37 0%, #f4e5b0 100%);
}

.card-visual.standard-card {
    background: linear-gradient(135deg, #3498db 0%, #5dade2 100%);
}

.card-visual.business-card {
    background: linear-gradient(135deg, #1a4d2e 0%, #2d6a4f 100%);
}

.card-chip {
    width: 50px;
    height: 40px;
    background: linear-gradient(135deg, #ffd700 0%, #daa520 100%);
    border-radius: 6px;
    margin-bottom: 60px;
}

.card-name {
    color: var(--white);
    font-size: 18px;
    font-weight: 700;
    letter-spacing: 2px;
}

.card-product h3 {
    font-size: 24px;
    margin-bottom: 16px;
}

.card-benefits {
    list-style: none;
    margin-bottom: 24px;
}

.card-benefits li {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 10px 0;
    font-size: 15px;
    color: #666;
    border-bottom: 1px solid #f5f5f5;
}

.card-benefits li:last-child {
    border-bottom: none;
}

.card-benefits i {
    color: var(--secondary);
    font-size: 16px;
}

.card-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 20px;
    border-top: 2px solid #f0f0f0;
}

.card-fee {
    font-size: 14px;
    font-weight: 600;
    color: #666;
}

.apply-link {
    color: var(--primary);
    font-weight: 700;
    transition: var(--transition-fast);
}

.apply-link:hover {
    color: var(--secondary);
}

/* === Features Comparison === */
.features-comparison {
    background: var(--white);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.feature-row {
    display: grid;
    grid-template-columns: 2fr repeat(3, 1fr);
    padding: 16px 20px;
    border-bottom: 1px solid #f0f0f0;
}

.feature-row:last-child {
    border-bottom: none;
}

.feature-row.header {
    background: var(--gradient-primary);
    color: var(--white);
    font-weight: 700;
}

.feature-name {
    font-weight: 600;
    color: var(--dark);
}

.feature-row.header .feature-name,
.feature-row.header .feature-value {
    color: var(--white);
}

.feature-value {
    text-align: center;
}

.text-success {
    color: var(--secondary);
}

.text-muted {
    color: #ccc;
}

/* === Responsive for Cards === */
@media (max-width: 992px) {
    .cards-grid {
        grid-template-columns: 1fr;
    }
    
    .feature-row {
        grid-template-columns: 1.5fr repeat(3, 1fr);
        font-size: 14px;
    }
}

@media (max-width: 768px) {
    .features-comparison {
        overflow-x: auto;
    }
    
    .feature-row {
        min-width: 500px;
    }
}

/* ========================================
   ABOUT US PAGE
======================================== */

/* About Story */
.about-story {
    padding: var(--section-padding) 0;
    background: var(--white);
}

.about-story-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.story-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-top: 40px;
}

.story-stat {
    text-align: center;
    padding: 24px;
    background: linear-gradient(135deg, rgba(26, 77, 46, 0.05) 0%, rgba(45, 106, 79, 0.05) 100%);
    border-radius: 12px;
}

.story-stat .stat-number {
    font-size: 48px;
    color: var(--primary);
    margin-bottom: 8px;
}

.story-stat p {
    font-size: 14px;
    color: #666;
    margin: 0;
}

.story-image-grid {
    position: relative;
    height: 600px;
}

.story-img {
    position: absolute;
    border-radius: 16px;
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.story-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.main-img {
    top: 0;
    left: 0;
    width: 60%;
    height: 70%;
    z-index: 2;
}

.secondary-img {
    bottom: 15%;
    right: 0;
    width: 50%;
    height: 40%;
    z-index: 3;
}

.tertiary-img {
    top: 50%;
    left: 40%;
    width: 45%;
    height: 35%;
    z-index: 1;
}

/* Mission Vision */
.mission-vision {
    padding: var(--section-padding) 0;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
}

.mv-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.mv-card {
    padding: 48px 32px;
    background: var(--white);
    border-radius: 20px;
    text-align: center;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
}

.mv-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl);
}

.mv-icon {
    width: 90px;
    height: 90px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 40px;
    margin: 0 auto 24px;
}

.mv-card h3 {
    font-size: 24px;
    margin-bottom: 16px;
}

.mv-card p {
    color: #666;
    line-height: 1.8;
}

/* Why Choose */
.why-choose {
    padding: var(--section-padding) 0;
    background: var(--white);
}

.why-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.why-item {
    padding: 40px 32px;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
    border-radius: 16px;
    border: 2px solid transparent;
    transition: var(--transition);
}

.why-item:hover {
    border-color: var(--secondary);
    transform: translateY(-5px);
}

.why-icon {
    width: 70px;
    height: 70px;
    background: var(--gradient-secondary);
    color: var(--white);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    margin-bottom: 24px;
}

.why-item h4 {
    font-size: 20px;
    margin-bottom: 12px;
}

.why-item p {
    font-size: 15px;
    color: #666;
    margin: 0;
}

/* Leadership Team */
.leadership {
    padding: var(--section-padding) 0;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
}

.team-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
}

.team-member {
    background: var(--white);
    border-radius: 20px;
    overflow: hidden;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
}

.team-member:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl);
}

.team-image {
    position: relative;
    overflow: hidden;
    height: 320px;
}

.team-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition);
}

.team-member:hover .team-image img {
    transform: scale(1.1);
}

.team-social {
    position: absolute;
    bottom: 20px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 12px;
    opacity: 0;
    transition: var(--transition);
}

.team-member:hover .team-social {
    opacity: 1;
}

.team-social a {
    width: 40px;
    height: 40px;
    background: var(--white);
    color: var(--primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition-fast);
}

.team-social a:hover {
    background: var(--primary);
    color: var(--white);
}

.team-info {
    padding: 24px;
    text-align: center;
}

.team-info h4 {
    font-size: 20px;
    margin-bottom: 8px;
}

.team-role {
    font-size: 14px;
    color: var(--secondary);
    font-weight: 600;
    margin-bottom: 12px;
}

.team-bio {
    font-size: 14px;
    color: #666;
    margin: 0;
}

/* Awards */
.awards {
    padding: var(--section-padding) 0;
    background: var(--white);
}

.awards-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
}

.award-item {
    text-align: center;
    padding: 40px 24px;
    background: linear-gradient(135deg, rgba(197, 165, 114, 0.05) 0%, rgba(212, 181, 131, 0.05) 100%);
    border-radius: 16px;
    transition: var(--transition);
}

.award-item:hover {
    transform: translateY(-5px);
}

.award-icon {
    width: 80px;
    height: 80px;
    background: var(--gradient-secondary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 36px;
    margin: 0 auto 20px;
}

.award-item h4 {
    font-size: 18px;
    margin-bottom: 8px;
}

.award-item p {
    font-size: 14px;
    color: #666;
    margin: 0;
}

/* About CTA */
.about-cta {
    padding: 100px 0;
    background: var(--gradient-primary);
    text-align: center;
    color: var(--white);
}

.about-cta h2 {
    font-size: 42px;
    color: var(--white);
    margin-bottom: 16px;
}

.about-cta p {
    font-size: 18px;
    margin-bottom: 32px;
    opacity: 0.95;
}

/* ========================================
   CONTACT PAGE
======================================== */

.contact-section {
    padding: var(--section-padding) 0;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
}

.contact-content {
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    gap: 60px;
}

.contact-form-wrapper {
    background: var(--white);
    padding: 48px;
    border-radius: 20px;
    box-shadow: var(--shadow-md);
}

.contact-form-header {
    margin-bottom: 32px;
}

.contact-form-header h2 {
    font-size: 32px;
    margin-bottom: 12px;
}

.contact-form-header p {
    color: #666;
}

.alert {
    padding: 16px 20px;
    border-radius: 12px;
    margin-bottom: 24px;
    display: flex;
    align-items: center;
    gap: 12px;
}

.alert-success {
    background: #d4edda;
    color: #155724;
    border: 1px solid #c3e6cb;
}

.alert-error {
    background: #f8d7da;
    color: #721c24;
    border: 1px solid #f5c6cb;
}

.contact-form {
    display: grid;
    gap: 20px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: var(--dark);
}

.contact-form select.form-control {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23333' d='M6 9L1 4h10z'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 16px center;
}

.contact-form textarea.form-control {
    resize: vertical;
    min-height: 120px;
}

.contact-info-wrapper {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.contact-info-card {
    background: var(--white);
    padding: 40px;
    border-radius: 20px;
    box-shadow: var(--shadow-md);
}

.contact-info-card h3 {
    font-size: 28px;
    margin-bottom: 12px;
}

.contact-info-card > p {
    color: #666;
    margin-bottom: 32px;
}

.contact-info-list {
    display: grid;
    gap: 24px;
}

.info-item {
    display: flex;
    gap: 20px;
}

.info-icon {
    width: 60px;
    height: 60px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    flex-shrink: 0;
}

.info-content h4 {
    font-size: 18px;
    margin-bottom: 8px;
}

.info-content p {
    font-size: 15px;
    color: #666;
    line-height: 1.6;
    margin: 0;
}

.social-connect {
    margin-top: 32px;
    padding-top: 32px;
    border-top: 2px solid #f0f0f0;
}

.social-connect h4 {
    font-size: 18px;
    margin-bottom: 16px;
}

.social-links-large {
    display: flex;
    gap: 12px;
}

.social-link-lg {
    width: 50px;
    height: 50px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    transition: var(--transition-fast);
}

.social-link-lg:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-md);
}

/* Branch Locations */
.branch-locations {
    padding: var(--section-padding) 0;
    background: var(--white);
}

.branches-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.branch-card {
    padding: 32px;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
    border-radius: 16px;
    border: 2px solid transparent;
    text-align: center;
    transition: var(--transition);
}

.branch-card:hover {
    border-color: var(--secondary);
    transform: translateY(-5px);
}

.branch-icon {
    width: 70px;
    height: 70px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    margin: 0 auto 20px;
}

.branch-card h4 {
    font-size: 18px;
    margin-bottom: 12px;
}

.branch-address {
    font-size: 14px;
    color: #666;
    margin-bottom: 8px;
}

.branch-hours {
    font-size: 13px;
    color: #999;
    margin-bottom: 16px;
}

.branch-link {
    color: var(--primary);
    font-weight: 600;
    font-size: 14px;
    transition: var(--transition-fast);
}

.branch-link:hover {
    color: var(--secondary);
}

/* Map */
.map-section {
    padding: 0;
}

.map-container iframe {
    display: block;
}

/* Emergency Contact */
.emergency-contact {
    padding: 60px 0;
    background: linear-gradient(135deg, #dc3545 0%, #c82333 100%);
}

.emergency-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
}

.emergency-icon {
    width: 80px;
    height: 80px;
    background: rgba(255, 255, 255, 0.2);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 40px;
    flex-shrink: 0;
}

.emergency-text {
    flex: 1;
    color: var(--white);
}

.emergency-text h3 {
    font-size: 28px;
    color: var(--white);
    margin-bottom: 8px;
}

.emergency-text p {
    font-size: 16px;
    opacity: 0.95;
    margin: 0;
}

.btn-danger {
    background: var(--white);
    color: #dc3545;
    border-color: var(--white);
}

.btn-danger:hover {
    background: rgba(255, 255, 255, 0.9);
    transform: translateY(-2px);
}

/* ========================================
   FAQ PAGE
======================================== */

.faq-search-section {
    padding: 80px 0;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
}

.faq-search-box {
    max-width: 800px;
    margin: 0 auto;
    text-align: center;
}

.faq-search-box h2 {
    font-size: 36px;
    margin-bottom: 24px;
}

.search-input-wrapper {
    position: relative;
    max-width: 600px;
    margin: 0 auto;
}

.search-input-wrapper i {
    position: absolute;
    left: 20px;
    top: 50%;
    transform: translateY(-50%);
    color: #999;
    font-size: 20px;
}

.search-input {
    width: 100%;
    padding: 18px 24px 18px 56px;
    font-size: 16px;
    border: 2px solid #e0e0e0;
    border-radius: 50px;
    transition: var(--transition-fast);
}

.search-input:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 4px rgba(26, 77, 46, 0.1);
}

/* FAQ Categories */
.faq-categories {
    padding: var(--section-padding) 0;
    background: var(--white);
}

.category-tabs {
    display: flex;
    gap: 12px;
    margin-bottom: 48px;
    flex-wrap: wrap;
    justify-content: center;
}

.category-tab {
    padding: 14px 28px;
    background: var(--white);
    border: 2px solid #e0e0e0;
    border-radius: 50px;
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 600;
    color: #666;
    cursor: pointer;
    transition: var(--transition-fast);
}

.category-tab:hover {
    border-color: var(--primary);
    color: var(--primary);
}

.category-tab.active {
    background: var(--gradient-primary);
    color: var(--white);
    border-color: var(--primary);
}

/* FAQ Items */
.faq-container {
    max-width: 900px;
    margin: 0 auto;
    display: grid;
    gap: 16px;
}

.faq-item {
    background: var(--white);
    border: 2px solid #f0f0f0;
    border-radius: 16px;
    overflow: hidden;
    transition: var(--transition);
}

.faq-item:hover {
    border-color: var(--secondary);
}

.faq-question {
    padding: 24px 28px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    cursor: pointer;
    user-select: none;
}

.faq-question h3 {
    font-size: 18px;
    margin: 0;
    flex: 1;
}

.faq-question i {
    font-size: 18px;
    color: var(--primary);
    transition: var(--transition);
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease-out;
}

.faq-item.active .faq-answer {
    max-height: 1000px;
    transition: max-height 0.5s ease-in;
}

.faq-answer > p,
.faq-answer > ul,
.faq-answer > ol {
    padding: 0 28px 24px;
    margin: 0;
    color: #666;
    line-height: 1.8;
}

.faq-answer ul,
.faq-answer ol {
    padding-left: 48px;
}

.faq-answer li {
    margin-bottom: 12px;
}

.faq-answer strong {
    color: var(--dark);
}

/* FAQ CTA */
.faq-cta {
    padding: 80px 0;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
}

.faq-cta-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
}

.faq-cta-icon {
    width: 90px;
    height: 90px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 44px;
    flex-shrink: 0;
}

.faq-cta-text {
    flex: 1;
}

.faq-cta-text h2 {
    font-size: 32px;
    margin-bottom: 12px;
}

.faq-cta-text p {
    font-size: 16px;
    color: #666;
    margin: 0;
}

.faq-cta-buttons {
    display: flex;
    gap: 16px;
}

/* Responsive */
@media (max-width: 1200px) {
    .team-grid,
    .awards-grid,
    .branches-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 992px) {
    .about-story-content,
    .contact-content {
        grid-template-columns: 1fr;
    }
    
    .story-stats,
    .mv-grid,
    .why-grid {
        grid-template-columns: 1fr;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .emergency-content,
    .faq-cta-content {
        flex-direction: column;
        text-align: center;
    }
    
    .faq-cta-buttons {
        flex-direction: column;
        width: 100%;
    }
}

@media (max-width: 768px) {
    .team-grid,
    .awards-grid,
    .branches-grid {
        grid-template-columns: 1fr;
    }
    
    .category-tabs {
        overflow-x: auto;
        justify-content: flex-start;
    }
}